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mhamza
Seeker
United Kingdom
73 Posts |
Posted - 20 Jun 2014 : 16:33:58
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Title says it all, what do you guys think is the most uninsurable person/place in Faerun?, personally for me its Mystra, she dies so often you'd think you're reading game of thrones.
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idilippy
Senior Scribe
USA
417 Posts |
Posted - 20 Jun 2014 : 16:49:01
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Zhentil Keep and Myth Drannor I imagine would be near the top for locations. As for people, I'd think any adventurer intending to travel to Myth Drannor (pre-4e) or Undermountain probably voids any insurance they have. |
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Wooly Rupert
Master of Mischief
USA
36782 Posts |
Posted - 20 Jun 2014 : 18:32:56
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quote: Originally posted by mhamza
Title says it all, what do you guys think is the most uninsurable person/place in Faerun?, personally for me its Mystra, she dies so often you'd think you're reading game of thrones.
Three times in 1700 years is "often"? |
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mhamza
Seeker
United Kingdom
73 Posts |
Posted - 20 Jun 2014 : 19:08:27
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quote: Originally posted by Wooly Rupert
quote: Originally posted by mhamza
Title says it all, what do you guys think is the most uninsurable person/place in Faerun?, personally for me its Mystra, she dies so often you'd think you're reading game of thrones.
Three times in 1700 years is "often"?
For a deity it is, especially one as powerful as Mystra. |
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rangerstranger
Seeker
USA
54 Posts |
Posted - 20 Jun 2014 : 20:37:12
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quote: Originally posted by mhamza
quote: Originally posted by Wooly Rupert
quote: Originally posted by mhamza
Title says it all, what do you guys think is the most uninsurable person/place in Faerun?, personally for me its Mystra, she dies so often you'd think you're reading game of thrones.
Three times in 1700 years is "often"?
For a deity it is, especially one as powerful as Mystra.
And twice in what, 27, 28 years!? |
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rangerstranger
Seeker
USA
54 Posts |
Posted - 20 Jun 2014 : 20:47:02
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I'd say just about any individual or even an entire Noble house in nearly any Drow City. Anyone headed to Myth Drannor pre 4e would be pretty uninsurable. Any Bhaalspawn as well. |
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Seethyr
Master of Realmslore
USA
1151 Posts |
Posted - 20 Jun 2014 : 22:02:27
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Sakkors/Thultanthor, what company in their right mind would insure a FLYING city that has made enemies of nearly ever other power group in the world? Yes, I have read the Sundering novels and I'm trying not to spoil anything here... ;-) |
Follow the Maztica (Aztec/Maya) and Anchorome (Indigenous North America) Campaigns on DMsGuild!
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Ayrik
Great Reader
Canada
7974 Posts |
Posted - 20 Jun 2014 : 22:27:11
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Thay. Founded with a bloody, hostile history. Then it just got worse. Every time it was mentioned in any Realmslore. |
[/Ayrik] |
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sleyvas
Skilled Spell Strategist
USA
11716 Posts |
Posted - 20 Jun 2014 : 23:04:21
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I can't see anyone wanting to insure someone in Veldorn, given the monster population..... Skullport could also qualify as an area that I'd bet insurers would steer clear of. |
Alavairthae, may your skill prevail
Phillip aka Sleyvas |
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Delwa
Master of Realmslore
USA
1268 Posts |
Posted - 20 Jun 2014 : 23:42:28
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Any gnome priest of Gond with access to smokepowder. |
- Delwa Aunglor I am off to slay yon refrigerator and spoil it's horde. Go for the cheese, Boo!
"The Realms change; seldom at the speed desired of those who strive, but far too quickly for those who resist." - The Simbul, taken from the Forgotten Realms Campaign Conspectus |
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BEAST
Master of Realmslore
USA
1714 Posts |
Posted - 21 Jun 2014 : 04:35:43
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What about Manshoon? How would an agent even be able to identify exactly which specimen of Manshoon he has on his hands, at any given moment in time? And how many more would he have to account for, beyond the immediate one? Do the rates vary in all those different locales? Is the death of one a total loss? Or is there only a marginal depreciation of the overall entity that is Manshoon? With each additional death of a clone, does the relative value of each remaining clone appreciate? If the agent quoted a high premium, would he even survive Manshoon's wrath? |
"'You don't know my history,' he said dryly." --Drizzt Do'Urden (The Pirate King, Part 1: Chapter 2)
<"Comprehensive Chronology of R.A. Salvatore Forgotten Realms Works"> |
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Veritas
Learned Scribe
209 Posts |
Posted - 28 Jun 2014 : 00:42:50
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Manshoon's greatest victory would be raking in life insurance proceeds as both the insured and the beneficiary of the policy. |
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BEAST
Master of Realmslore
USA
1714 Posts |
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The Masked Mage
Great Reader
USA
2420 Posts |
Posted - 29 Jun 2014 : 17:00:08
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I'd say Elminster - he gets killed all the time and brought back again and again by either Mystra or an ally. And that's just life insurance. Imagine if you're talking to him about insuring his tower in shadowdale. Its been destroyed almost as many times as it has been mentioned in books. |
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